Choose the savings account that's right for you
Whether you want to save for a rainy day, or have a specific savings goal in mind, we make saving your money easy and convenient.
eSavings (Most popular)
Our most popular savings account available exclusively online
- No minimum balance requirements
- No monthly maintenance fees Disclosure 1
- No minimum opening deposit
- Unlimited deposits, withdrawals and transfers Disclosure 2 at BB&T branches and ATMs
High Performance Money Market Account
Enjoy tiered money market rate savings to complement your BB&T checking account
- $1,000 minimum balance needed to avoid $12 monthly maintenance fee
- Convenient check-writing ability
- Unlimited deposits, withdrawals and transfers Disclosure 2 at BB&T branches and ATMs
Investor's Deposit Account
Enjoy tiered money market rates with your higher savings balance
- $10,000 minimum balance requirement
- Convenient check-writing ability
- Unlimited deposits, withdrawals and transfers Disclosure 2 at BB&T branches and ATMs
Health Savings Account (HSA)
Discover an easy, tax-advantaged way to pay for qualified medical expenses
- Tax-deductible contributions up to the annual limit
- Potential to accrue a higher return by moving funds between your savings and investment accounts
- Debit card and checks provide convenient access to savings
- Tax-free withdrawals for qualified medical expenses
Young Savers
Help children under the age of 18 Disclosure 3 learn the importance of saving and budgeting
- No minimum balance requirements
- No monthly maintenance fees Disclosure 1
- No minimum opening deposit
- Interest compounded daily
The following are available with all of our savings accounts:
No-fee online statements
Access your account statements from your computer or mobile device
BB&T alerts
Set alerts for the activities that matter most to you
Online and mobile banking
Go beyond everyday banking with U by BB&T?, our online and mobile banking experience
Still exploring?
How Much Will I Need to Save? (Calculator)
Estimate the amount of savings you'll need for your next large purchase.
What Mistakes Am I Making With My Money? (Video)
Make sure you're avoiding these pitfalls?to create better financial habits.
What Will It Take to Become a Millionaire? (Calculator)
Learn how much to invest each month to reach $1 million.
Related services
Certificates of Deposit
Get total investment flexibility with our wide range of CD options.
Checking Accounts
BB&T checking accounts include options for students, seniors and more. All BB&T checking accounts offer debit cards, online and mobile banking, alerts, and overdraft protection.
Planning for Retirement
Choose the right IRA to get you started on the road to retirement.
Pricing and Fees At A Glance
Link your BB&T checking account to another BB&T account to potentially avoid overdraft and returned item fees.
Select your state
Select your state for location-specific product information.
See our Bank Services Agreement (PDF)(opens in a new tab) for more information.
Learn more about your account, including fees and ways you can avoid them.
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1.
Service fees may apply. Please see our Personal Services Pricing Guide for details.
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2.
Six preauthorized, automatic or telephonic (including online banking and BB&T Phone 24) transfers or withdrawals per statement cycle. A $3 fee per transaction is charged for excessive activity.
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3.
Account will convert to a regular savings account, which may include monthly fees, upon client's 18th birthday. Please see our Personal Services Pricing Guide for details.
Subject to credit approval.
The information provided is not intended to be legal, tax, or financial advice. BB&T hopes you find this information useful but we cannot guarantee that it is accurate, up to date, or appropriate for your situation. You should consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.
Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.?