Business Savings Accounts

Use your savings to secure your success

Select your state to see details for your location.

Your small business is a big deal to us

That's why we take the time to truly understand every aspect of your business—including the dreams and aspirations that drive it. Wherever you see your business heading, look to BB&T for informed solutions to help you get there.

Learn more about our partnership approach

Choose the account that puts your money to work for you

Business Money Rate Savings

  • A number of qualifying options to avoid the $10 monthly maintenance fee
  • Tiered money market interest rates
  • Unlimited withdrawals and transfers at BB&T24 ATMs and BB&T branches

Business Investor's Deposit Account

  • No monthly maintenance fee when you maintain a $10,000 minimum daily balance
  • Tiered money market interest rates
  • Unlimited withdrawals and transfers at BB&T24 ATMs and BB&T branches

Business High Performance Money Market Account

  • Monthly maintenance fee waived when you maintain a $1,000 minimum daily balance
  • Easy access to your funds, including check-writing privileges
  • Tiered money market interest rates
  • Unlimited withdrawals and transfers at BB&T24 ATMs and BB&T branches

Public Fund Money Rate Savings

  • A number of qualifying options to avoid the $10 monthly maintenance fee
  • Tiered money market interest rates
  • Unlimited withdrawals and transfers at BB&T24 ATMs and BB&T branches

Certificate of Deposit Account Registry Service (CDARS)

  • Ideal for businesses, non-profits, public fund managers, trustees, financial advisors and credit unions
  • Access to multimillion-dollar FDIC insurance coverage, daily interest compounding and a single consolidated account statement
  • Substantial savings in time and effort in managing bank relationships, monthly statements, interest disbursements and more

Enjoy these account extras

The following features are available with all of our business savings accounts:

  • No-fee online statements – Access your account statements from your computer or mobile device.
  • BB&T alerts – Set text and/or email alerts for the activities that matter most to you.
  • Online and mobile banking – Enjoy around-the-clock access to your account, from any device , through BB&T Small Business Online?.

What you'll need to open an account

Here's all the information you'll need to open your account online or in a branch. Please note: You'll need this information for each of your business owners, beneficial owners (25% stake or more), and authorized signers. Learn more about the requirements for opening a business account

For the organization

  • Federal Tax ID
  • Legal business name
  • "Doing business as" name, if applicable
  • Business incorporation details and issue date
  • State registrations, if applicable
  • Business address (both physical and mailing addresses)
  • Stock or ticker symbol, if publicly traded

For business owners

Opening your account at a branch? Before your visit, please complete the Beneficial Ownership Certification (PDF).

Opening your account online? You'll be able to enter the required information in your application.

Select your state

Select your state for location-specific product information.

For a complete list of account fees, see our Business Services Pricing Guide (PDF).

See our Commercial Bank Services Agreement (PDF) for more information.

Learn more about your account, including fees and ways you can avoid them.

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    Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks? or Quicken? Direct Connect.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.?